BILLON GROUP TECHNOLOGY FUNDING
Bridging Traditional Finance & Crypto with Strong Institutional Backing
EURDT is backed by strategic partnerships with prominent financial institutions and corporations, ensuring global reach and deep liquidity.

FIS Modern Banking Platform
The Billon DLT solution was stress-tested and commercially implemented as part of FIS (Fidelity Information Services) Modern Banking Platform.

European Commission & Central Banks
EURDT is developed in collaboration with the European Commission and has engagements with multiple central banks, including the Reserve Bank of India (RBI).

SWIFT Network Membership
Holding a dedicated Bank Identifier Code (BIC) within the SWIFT system.

Banking Integrations
EURDT benefits from existing ties to SEPA and CENTROlink payment infrastructures, enabling efficient euro-denominated transactions.
Tokenization Platform Highlights

Versatile Asset Management
Supports multiple issuers, various asset types (e.g., fiat, NFTs, bonds), and regulatory compliance.

KYC/AML Integration
Seamless integration with multiple KYC providers ensures robust user verification.

Permission Control
Sophisticated access management governs user rights, transaction limits, and compliance.

Wallet Flexibility
Supports both custodial and non-custodial wallets, offering secure and adaptable user experiences.

On-Chain Architecture
Stores full documents securely on-chain, enabling high scalability and privacy.

with you all around the world
Euro Stablecoin Comparison
As of January 2025

*Projected figures.
Unmatched Transparency / Full Reserve Backing
EURDT ensures unmatched transparency and full reserve backing through a multi-layered framework built on regulatory compliance, legal safeguards, and independent oversight.
Every Eurocoin is fully backed by fiat currency held in safeguarded accounts at regulated banks, with regular audits by Big Four accounting firms and regulatory bodies.
European Union trust law principles legally segregate client funds, providing 100% protection regardless of amount.
Bank-grade operational controls, including multi-signature approvals and real-time transaction monitoring, maintain high security standards.
Comprehensive insurance policies cover cybersecurity, professional liability, and third-party custody.
Key Features & Advantages
EURDT is as a seamless conduit between traditional financial systems and the decentralized world of digital assets, ensuring compliance and security.
For Crypto Users and DeFi Platforms
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Provides a stable, regulatory-compliant digital asset, minimizing volatility risks.
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Enables secure, on-chain transactions backed by fiat reserves, ensuring reliability.
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Allows DeFi integrations, opening new opportunities for decentralized finance applications.
For Traditional Banks and Financial Institutions
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Offers a trusted digital asset that meets stringent European regulations, enabling banks to expand into the crypto economy.
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Facilitates interoperability between fiat and blockchain-based transactions, simplifying cross-border payments.
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Enhances financial inclusion by connecting unbanked populations with digital payments.
For Financial Product Development
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Enables the creation of next-generation financial products, including tokenized securities.
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Bridges the gap between centralized payment solutions and DeFi Platforms.

About the Billon Group
Billon Group Ltd. has developed a high-performance distributed ledger technology (DLT) system for digital assets, meeting regulatory requirements and solving blockchain adoption challenges. Founded in 2015, the company is licensed to issue electronic money and has received EU research grants, with partnerships including major international financial institutions.
Regulatory Excellence
EURDT is a stablecoin that fully complies with EU’s MiCA framework and operates under an electronic money institution license from Poland’s KNF. It adheres to strict security and compliance standards, ensuring reliability across the EU. Recognized by the NBP as meeting payment scheme requirements similar to Visa and Mastercard, EURDT integrates seamlessly with existing payment systems.
It’s Polish jurisdiction may offer tax advantages compared to other EU countries. EURDT bridges traditional finance and the crypto economy through regulatory compliance and secure operations.


Driving Innovation
Architecture & Security


Specialized Nodes
Includes Minting, Corporate, Mobile/PC, and Maintenance Nodes for secure, efficient operation.

Store of Value Integration
Ensures real-world asset backing and validation for all tokenized assets.

Performance
Achieves 530000 TPS with 630 nodes and processes 1.5 GB/sec on-chain data with minimal energy usage (0.32 mWh per transaction).
EURDT Technology Highlights

Compliance (MiCA)
Fully compliant with MiCA and EU e-money regulations, holding licenses from the FCA (UK) and KNF (Poland). Built-in client-side encryption enhances identity management.

Minting & Stablecoin
Stablecoins are minted via Minting Nodes directly linked to segregated bank accounts, ensuring secure issuance and redemption.

Scalability
Achieves transaction throughput of 530,000 TPS for mixed data types (assets, eMoney, documents). Results verified by European Commission experts during the EBSI project.

Regulatory Safeguards
User funds safeguarded by national regulations and overseen by local institutions.

Interoperability & Ecosystem
Interoperable with traditional financial institutions. Integration with crypto exchanges and other chains is under development.

Energy Efficiency
Consumes 0.32 mWh per transaction, verified during the EBSI project.

Node Infrastructure
Specialized nodes (Minting, Corporate, Maintenance) ensure distinct roles and secure operations.

Costs
No technical costs for P2P transactions, enabling flexible pricing models.

Smart Contracts
Limited focus on specific business use cases like tokenization and e-money operations. An alpha version of flexible smart contracts was delivered during the EBSI Project.

Identity Management
Fully compliant with eIDAS 2.0 in the EU, integrating KYC/AML processes essential for regulated industries. Each data/token is tied to a unique DLT identity.

Data Management and Privacy
Provides fully on-chain document storage with privacy models compliant with EU Personal Data Protection regulations.

Enterprise Solutions
Supports multiple issuers and asset types, enabling seamless integration with third-party enterprise solutions. Selected by the EU Commission for the EBSI project.